Employee Benefits

The right benefit package can make a big difference in your company’s ability to get and keep quality employees. The choices, however, are overwhelming and often cost-prohibitive.

Creative Risk Associates can help with affordable access to the best employee benefits programs available today. And, depending on your company’s needs, Creative Risk Associates can seamlessly implement and manage your program.

Let Creative Risk Associates’s group benefits experts help design a program that fits your employees’ needs while controlling the cost. Available benefits include:

Health (Traditional Indemnity, PPO, HMO, Self-Insured)
Dental
Disability (long-term and short-term)
Life
Vision
Long-term care
Qualified plans (401K)
Non-qualified deferred compensation plans
Cafeteria plans (section 125)
Dependent care reimbursement
Medical reimbursement
College savings
Individual programs (disability, life, cancer)
Employee Marketplace (online access to exceptional national discounts, services and savings programs)

Hassle-free Benefit Administration Services

In addition to a full fleet of value-packed benefits packages, Creative Risk Associates provides seamless administration services, easing the burdens to your company’s internal resources. We take care of every little detail to help make your programs successful, including:

Enrollments
Claims processing
Benefits renewals
Employee communication
Custom reporting
Regulatory compliance
Flex plan administration, including form 5500 processing
Plan discrimination testing
Online reimbursement claim processing
24-hour access
COBRA Administration

Plus, we offer many levels of service, from self-serve online administration to fully-managed programs. Each program is tailored to successfully meet the individual needs and goals of our customers.